Patrick has been involved in the financial services industry, helping people make smart choices with their money for over 35 years. After graduating from the University of Guelph in 1974 with an Honours degree in Social Sciences, he joined CIBC. Pat provided his clients with quality financial advice and solutions in his capacity as a Branch Manager in London for 18 years. Pat’s ultimate goal was to build his own financial services business and, in 1999, this dream became a reality. Pat’s strengths are in his ability to empathize with the needs of his clients in order to build a personalized plan that provides them long-term financial security. This wisdom coupled with the expertise provided by The Lance Howard Group is the key to Pat’s success. Pat was a previous recipient of the Advisor of the Year for the region of Ontario. Pat has been married to his wife; Mary Lou since 1975 and London has, and always will be, their home. They have two sons and seven beautiful grandchildren. Pat’s hobbies include golf and hockey as well as being active in his church and community.